Financial Information

financial information

We strive for excellence in all facets of our business, and are committed to developing flexible payment plans that facilitate your child’s treatment needs. Payment for professional services is due at the time dental treatment is provided.

Every effort will be made to devise a treatment plan that fits your timetable and budget, and gives your child the best possible care. We accept cash, local checks, debit cards, Visa, MasterCard, Discover, and American Express, as well as in-office financing plans based on your credit score.

We also partner with CareCredit to allow families with larger treatment plans to pay for their services over longer periods: up to 24 months, with little or no interest.

Dental Insurance Policy

Upon verification of your dental coverage, we offer the courtesy of filing your dental insurance. Our office accepts assignment from most types of dental insurance plans.

We are a Premier and PPO Provider for Delta Dental, and an in-network PPO provider for Aetna, CIGNA, Anthem Blue Cross and Blue Shield, United Healthcare, Assurant, United Concordia, and the Connection Dental network of smaller insurance plans (such as Principle — see the back of your card for the Connection Dental logo — excluding Guardian). We accept both Colorado Medicaid and CHP+.

As with most specialists, we are not a DMO/HMO provider for any insurer. Any amount not covered by your dental plan, deductibles, or co-insurance will be collected at the time of service.

Although we cannot guarantee payment, we are happy to obtain, at your request, a treatment predetermination to help identify plan limitations and/or exclusions as a means to better estimate your out-of-pocket expenses. You will be responsible for any additional balances after your insurance payment is received.

Some Facts about Dental Insurance

Insurance is a contract between you and your insurance company. Your insurance benefits are determined by the type and design of the plan chosen by your employer. Limitations established by your insurance company are negotiated by your employer and reflect the quality of the insurance product purchased.

We have no control over the terms of your contract, the method of reimbursement, or the determination of your benefits. Your insurance company can define some and perhaps all of the services as “not covered,” “denied,” or “over UCR.”

The amount of coverage you receive depends on dollars spent by your employer, not the fees of the doctor. As a rule, most insurance companies only cover between 50% and 70% of usual and customary fees.

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